Financing Options

Financing with PACCAR Financial: Options That Won't Break Your Budget

For over 50 years and throughout all economic cycles, PACCAR Financial (PFC) has been providing Peterbilt and Kenworth purchasers with innovative financing plans customized to meet individual business needs.

Once you find the appropriate equipment, PFC will develop the right mix of down payment, interest rate and term options to suit your business - whether you operate one truck or 100.

See our special financing offers below. Contact your Used Truck Center sales professional for more details.

SPECIAL FINANCING OFFERS (Retail purchases only)

Used Truck Financing





A Special Low Interest Rate!

Finance your premium used truck through PACCAR Financial and you may qualify for a special LOW interest rate. Please contact your Sales Professionals for details.*  

*Please note that interest rates are subject to change. All offers are subject to credit approval. Financing programs cannot be combined.

Contact us for more details.


PACCAR Financial's Red Oval Program




$1,000 Pre-paid Gift Card When You Finance a Red Oval Certified Truck Through PACCAR Financial

Finance the purchase of a Peterbilt Red Oval Certified truck through PACCAR Financial and you will be eligible for a $1,000 Visa Gift Card. Minimum financing term of 48 months and a purchase totaling at least $50,000 applies*.

Red Oval Pre-Owned Certification


ADDITIONAL OFFERS  (Retail purchases only)





$1,000 OOIDA Member Rebate

PACCAR Financial Used Truck Centers and the Owner Operator Independent Drivers Association (OOIDA) have teamed up to provide a rebate to OOIDA members. Members who purchase an off-lease or pre-owned Kenworth or Peterbilt truck from a PACCAR Financial Used Truck Center will receive a rebate for $1,000 (USD). All MX-powered units include a 1-year/125,000 mile engine and after-treatment warranty - at no additional charge!

All off-lease or pre-owned Kenworth or Peterbilt trucks are eligible. The customer identifies his OOIDA membership to the salesperson and then negotiates their best deal. Upon confirmation of the active membership from OOIDA, PACCAR Financial Used Truck Centers will send the $1,000 rebate directly to the customer.

Terms and conditions:

  • $1,000 rebate on qualifying Kenworth or Peterbilt units.
  • Units must be purchased from a Paccar Financial Used Truck Center to qualify for rebate. Applies to retail sales between 1/1/2017 and 12/31/2017.
  • Limit for single customer will be 3 trucks per year.
  • This rebate cannot be combined with any other PACCAR Financial rebate or incentive offer.
  • The customer must identify OOIDA affiliation to the PACCAR Financial Used Truck salesperson at the time of truck purchase.
  • Rebates will be mailed directly to the name on the Warranty Registration.
  • OOIDA must confirm membership.
  • Owner Operator must be an OOIDA member prior to the vehicle retail date.
  • Rebate must be submitted to OOIDA for review by January 31, 2018.
  • Rebates will be processed 6-8 weeks after membership confirmation.

Please contact one of our local Used Truck Centers:

SALT LAKE CITY, UT  |  2020 South 5200 West, Salt Lake City, UT 84101  |  855-373-2752

HICKORY HILLS, IL  9620 S. 76th Ave., Hickory Hills, IL 60457  866-379-8673

SPARTANBURG, SC  2187 Chesnee Hwy., Spartanburg, SC 29303  888-782-5701



10 Tips to a Better Credit Rating

Cut your financing costs by raising your credit rating. The higher your credit rating, the lower the financing costs. Check out this article on "10 Tips to a Better Credit Rating" and you'll be on the way to improving the health of the business by cutting costs.